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The Villages Public Adjuster

Central Florida Property Claims is available for you 24/7, with an expert team of Central Florida Public Adjusters ready to help fix any problem from day one - we represent and manage insurance claims for commercial properties too!

The Villages

The Villages is Florida’s favorite retirement community and features a variety of living arrangements to accommodate the various desires. The Villages is made up of multiple planned communities, and there are endless options for you to explore.

Like many places, The Villages is a mix of houses, villas, and lofts. These planned communities are designed to inspire relaxation. However, every home has potential problems. That’s where good homeowner’s insurance comes in, as it can ensure you do not need to handle costly repairs on your own. Filing a claim with homeowner’s insurance can go one of two ways. It can either go smoothly or hit problems. In the case of the latter, it’s best to call Central Florida Property Claims for help. The exceptional team can help you manage the insurance company.

Insurance Problems

The possibilities for problems with homeowner’s insurance in The Villages are similar to everywhere else. Insurers do not want to pay out any more money than necessary while still retaining customers. This philosophy can lead to interesting problems when using the insurance you pay for each month. One of the easiest ways for insurance companies to convince you to drop a claim on your property in The Villages is by processing the claim as slow as possible. While you’re waiting for the claim to process, you’re either paying out of pocket or living with waiting for the repair. Another tactic you may encounter is the insurer telling you that the repair is not part of your homeowner’s insurance. When this happens, you can either accept the insurer’s word or read through the legalese of your coverage to find the proper clause. Having an insurance expert on your side can make the legalese easier. Insurance companies may also require you to prove how the basis of the claim occurred. This step can be difficult without bringing in an independent expert who can document your area. Insurance companies do this in case they can send you over to another insurance type, like a flood, which would save them paying on the claim. Whether insurance is simply moving slowly or deliberate problems, you need an insurance expert on your side to help you restore your home. Without one, you could devote far more energy to the insurance claim without a bigger payout at the end.

The Villages Hazards

The Villages has many possible reasons to file an insurance claim, from the weather to an unfortunate accident. However, you need to ensure that you have a solid claim when you file, or you could end up waiting longer for the insurance payout to fix your property.

Possible Insurance Claim Subjects Include:

  • Roof and ceiling stains

  • Hurricane storms

  • Mold

  • Water damage

  • Flood damage

  • Fire damage

  • Shower pan leaks

  • HVAC overflow

These reasons for an insurance claim typically happen through no fault of your own. After all, you cannot spread out the rains that bring flooding. However, you want to ensure you have a strong case for your insurance claim regardless, as this will speed up the process. Where possible, document the damage to your The Villages property thoroughly. This step supports any insurance claims you may need to make and ensures that you are not pursued as fraudulent if something changes. With any of the reasons for an insurance claim, you should consider bringing in an insurance expert on your side. The insurance company has whole teams of experts on your case, and you want to level the playing field.

How Central Florida Property Claims Helps

Central Florida Property Claims is your one-stop shop when you need to file a property claim. Our team of professional public adjusters offers the best support for your claim and helps you manage the insurance company’s requests.

A public adjuster has all the expertise of a company insurance adjuster but acts in your best interest. That makes our adjusters your experts in filing insurance claims. With our help, you can focus on living your life, not waiting around for the next insurance company call. The Central Florida Property Claims team would love to help you with your next insurance claim. We’re local, and we understand The Villages area. See what having a public adjuster on your team can do for your home today.

Types of residential and commercial damage we manage:


  • What are the claim steps?
    1. Free intial consultation which includes an inspection, damage assessment and policy review. 2. We will then schedule and attend an inspection with your insurance companies adjuster. 3. Once our reports are complete, we will start negotiations to get your claim settled. We are here to make this process simple and stress free for you!
  • How long will the claims process take?
    It is important to know that every insurance claim and insurance company is different. Our goal is to have your claim closed within 90 days but some claims can take 3-6 months. Your adjuster will give you a better timeline at your initial appointment.
  • What is my cost to get started?
    There are no upfront cost for us to manage your claim. We only get paid when you get paid!
  • Will my insurance rate go up if I file a claim?
    Homeowner's insurance premiums are calculated considering a lot of factors. Factors such as, "risk" in the geographical area you live in, carrier losses the previous year and inflation are examples of what is used to determine your premium. Your rates are subject to change at your carrier’s discretion.
  • Are we a contractor?
    We are not licensed contractors. Our job is to handle your insurance claim from A to Z. Once we finalize your claim, you can decided who you want to complete your repairs. Our team has shown to be reputable leaders in the industry time and time again by providing and unforgettable experience.

Why choose us as your The Villages Public Adjusting Firm? 

  1. Free initial consultation which includes an inspection, damage assessment and policy review.

  2. We will then schedule and attend an inspection with your insurance company’s adjuster.

  3. Once our reports are complete, we will start negotiations to get your claim settled.


We are here to make this process simple and hassle free for you!


Get A FREE Inspection Today

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